This beer and horseradish beef stew is the definition of pure comfort food!  Cooking it in the slow cooker makes for the most tender pieces of beef and veggies with a rich, silky sauce!
INGREDIENTS
·         2 - 2 1/2 lbs boneless chuck roást, trimmed ánd cut into 1-2 inch pieces
·         1 1/2 tsp kosher sált
·         1 tsp bláck pepper
·         2 Tbsp vegetáble oil
·         12 oz dárk stout beer (I usuálly use Guinness)
·         3 cups beef broth
·         3 cárrots, peeled ánd cut into 2 inch pieces
·         2 pársnips, peeled ánd cut into 1 inch pieces
·         1 1/4 lb báby Yukon gold potátoes, hálved or quártered
·         1 yellow onion, diced
·         5 cloves gárlic, minced
·         2 tsp fresh sá ge, minced
·         2 Tbsp beef báse (better thá n bouillon)
·         2 Tbsp tomáto páste
·         1-2 Tbsp prepáred horserádish
·         1 Tbsp softened butter
·         1 Tbsp áll purpose flour

INSTRUCTIONS
1.      Seáson beef pieces with 1 1/2 tsp kosher sált ánd 1 tsp bláck pepper.  Heát vegetáble oil in á lárge skillet over MED-HIGH heát until shimmering, then ádd beef in á single lá   yer (you máy háve to do this in bátches to ávoid overcrowding the pán).  Brown on áll sides, ábout 1-2 minutes per side, then turn off heát.  Remove beef to slow cooker.
2.      Pour beer ánd broth into hot pán ánd stir to loosen ány browned bits.  Let sit for á few minutes while you ádd other ingredients.
3.      Á  dd cárrots, ....
4.      ............
5.      ...............

Full Recipes : BEER AND HOZRSERADISH SLOW COOKER BEEF
In a country like India, wherein, the insurance sector’s penetration levels are poor, microinsurance has a very bright future because of its low ticket size. Generally, microinsurance is defined as an insurance product that aims to provide financial protection for low-income families particularly those with approximate income less than Rs. 250 per day. But the segment in very tricky to operate as the average ticket size is low as against the service cost One such insurer, which has managed to market the microinsurance well in the market, is Shriram Life Insurance Company (SLIC). The company mainly focuses on rural India with lowest average ticket size in the industry (INR 13,749 compared to INR 49879 for the private industry for Q1 FY 18-19). Discussing the segment potential in India, Casparus Kromhout, MD & CEO, SLIC shares that the sector should move beyond the definition and the focus should be on spreading the protection net to the stratum of society that is financially most vulnerable, where the death of a breadwinner transcends into financial catastrophe for the family and in some cases no food on the table. “Working with this mass market has demanded various operational and product innovations. We strive to develop products that add value to the segment and distribution channels that ensure mass reach,” he added. In a conversation with Entrepreneur India, Kromhout shares how insurance technology or insurance startups can lead the microinsurance league in India. The Rise of Insurtech India is presently going through an internet revolution which more the 400 million smartphones users (which account for only 27 per cent of internet penetration in the country. This has created cost-effective and yet viable opportunities for startups to carter to rural India. He believes today the need and service requirements of customers are diverging into smaller sub-segments requiring the design of diverse products and processes. Also, the exposure to various digital platforms has enhanced the customer’s need for best service. “Startups come with fresh innovative thinking combined with the latest digital technology. Digital has capabilities like chat-bots and social media mining that enable real-time communication and assimilation of customer sentiments. Startups with their “fresh” thinking and competencies have the capabilities to leverage these technologies to add value to the customers. This also gives them the power to influence customers,” he noted Additionally, the focus on bringing analytics and artificial intelligence-driven innovation to every step of the value chain will be critical. To top it up, blockchain technology has the potential to change the traditional approach towards core insurance processes like underwriting and claims. “A lot of companies have already put in efforts and we are witnessing innovative products and processes introduced regularly,” he pointed out. SLIC’s Transformation Having said, one cannot ignore the fact that the rise of insurance companies has also created – bank v/s fintech startups situation or, in other words, an opportunity v/s threat like sitch in the sector. insurance quote ireland,insurance quotes florida,insurance quotes texas,insurance rates by car,insurance quotes online,insurance quote comparison,insurance rates,insurance comparison,insurance 24,insurance,insurance quotes cheap,insurance endorsement,insurance for new drivers,insurance companies,insurance leads,insurance yuma az,insurance estimator,insurance groups,insurance premium,insurance companies near me,insurance times,insurance land,insurance check,insurance for a month,insurance 360,insurance yakima,insurance lapse,insurance king,insurance history,insurance value chain,insurance 321,insurance price check,insurance lawyer,insurance 2 wheeler,insurance logo,insurance agent,insurance services office,insurance line,insurance 6 months,insurance zip code,insurance management,insurance sales,insurance adjuster,insurance in french,insurance calculator,insurance database,insurance one,insurance broker,insurance hire car,insurance usa,insurance post,insurance card,insurance risk,insurance deductible,insurance group 1 cars,insurance meaning,insurance types,insurance declaration page,insurance excess,insurance quote geico,insurance geico,insurance health card,insurance in germany,insurance on the spot,insurance zone,insurance 21,insurance news,insurance nation,insurance act,insurance underwriting process,insurance 2 go,insurance training,insurance services,insurance solutions,insurance marketplace,insurance insider,insurance nz,insurance number,insurance quote ontario,insurance noodle,insurance network,insurance specialist,insurance 50/50,insurance industry,insurance market,insurance nexus,insurance reimbursement,insurance 365,insurance journal,insurance 80/20,insurance zenith,insurance two wheeler,insurance 7702,insurance works,insurance 2018,insurance rider,insurance zipcar,insurance license,insurance sales jobs,insurance supermarket,insurance emporium,insurance as a service,insurance auto auction,insurance university,insurance 220 license,insurance verification,insurancewith,insurance product information document,insurance jobs manchester,insurance europe,insurance exam,insurance jobs near me,insurance jobs,insurance test,insurance winnipeg,insurance 99223,insurance 1st central,insurance 4 car hire review,insurance adjuster jobs,insurance underwriter salary,insurance 101,insurance hound,insurance jobs london,insurance in blackjack,insurance 4 car hire,assurance wireless,insurance 80/20 rule,insurance companies in japan,insurance ombudsman,insurance jobs in dubai,insurance 02,insurance 0800,insurance 10e,insurance 11e,insurance 125cc,insurance 3rd party bike,insurance 4 my caravan,insurance 4 sport,insurance 5,insurance 5 years,insurance 5000,insurance 6 points,insurance 7,insurance 77015,insurance 79936,insurance 7e,insurance 8e,insurance 8th street,insurance 9,insurance 90 day waiting period,insurance 94,insurance 9e,insurance act 2015,insurance age,insurance development forum,insurance factory,insurance for foreigners in japan,insurance green card,insurance hero,insurance history check,insurance hunter,insurance in france,insurance in japanese,insurance initiatives ltd,insurance institute of ireland,insurance ireland,insurance jobs ipswich,insurance jobs leeds,insurance kerala,insurance kereta,insurance malaysia,insurance meaning in urdu,insurance news net,insurance premium tax vat,insurance protector,insurance underwriters uk,insurance united against dementia,insurance validity,insurance x,insurance xchange,insurance xpress,insurance yaletown Kromhout believes its time that insurers need to update themselves and act young and alive to adopt the changes that disruptive technology brings. Talking about how SLIC is dealing with the ongoing revolution in the sector, he added, “the company has adopted the strategy of driving customer centricity through technology. We have set up various processes; run on analytics platforms; like claim disbursement within 48hrs after requirements received, live investigations for detecting fraudulent cases and using simple yet novel techniques like customer selfies to facilitate the underwriting process.” Additionally, the insurer has engaged with various international insure-tech companies to find unique and innovative ways to extend insurance to the masses. “Our collaboration with SureBüddy, an insure-tech from South Africa provides sponsored term insurance cover to Android users in return of watching some advertisements. We are also in talks with another international insure-tech - Indie-fin to develop a gamified platform to spread the protection net further,” he says while adding that, “We have always been open and keen to work with young tech - entrepreneurs that share our vision for financial inclusion.”