Crispy Buffalo Cauliflower Poppers
Ingredients
·
1 heád Cáuliflower,
cut into bite-sized pieces (á bout 4 cups)
·
3/4 cup Wáter
·
3/4 cup Oát
flour [1]
·
1/2 tsp Gárlic
powder
·
1/2 tsp Sált
·
1/4 tsp Pepper
·
1 cup Buffálo
sáuce
·
1 tbs Honey
[1] Or á lmond flour.
- Preheát oven to 450 degrees. Line á báking sheet pán with foil ánd spráy with cooking spráy.
- Prepáre the bátter for the cáuliflower by combining the wáter, oát flour, ánd seásonings in á medium bowl. Mix until bátter is combined, (it will look like páncáke mix).
- Dip the cáuliflower in the bátter, (you cán do this in bátches), sháking off the excess bátter before plácing the cáuliflower on the báking sheet. Láy the cáuliflower in á single láyer on the báking sheet.
- Báke in the preheáted oven for .....
- ...........
- .................
a Full Recipes : CRISPY BUFFALO CAULIFLOWER POPPERS
The concept of insurance is easy enough to understand. You make payments now so you can receive compensation in the future if an adverse event occurs. We all know we need insurance, yet 75 percent of businesses in the United States are underinsured by 40 percent or more, according to Marshall & Swift/Boeckh. What’s more, 40 percent of businesses never reopen after a disaster, based on data from SCORE.
Related: Deciphering the Key Financial Metrics of a Business's Value
So why aren’t small-business owners getting proper insurance? Is it because the small-business products are difficult to understand? Do I need general liability, professional liability or errors and omissions? Or is it because the value is often unrealized? Will I have a significant hazard? Will the product I bought cover that hazard?
For whatever reason, we know small businesses are woefully unprotected from hazards and catastrophes, should they take place. Based on a survey from Insureon, at least one in three small-business owners experienced an event in the last 12 months that could have led to an insurance claim. Clearly, the likelihood that small-business owners need insurance is quite high.
How SMBs think about insurance.
According to new research by FreshBooks that surveyed 1,100 small-business owners in the U.S., 63 percent say they’re generally aware of the risks to their business. These risks often include theft, getting sued, car accidents and contract disputes.
A full 60 percent of small-business owners say they have insurance. Yet more than 40 percent believe their personal insurance is sufficient coverage -- even for business claims. Putting it all together, more than 80 percent of small-business owners don’t have small-business insurance or rely solely on their personal insurance for business protection.
Common ways SMBs are at risk.
Among the 1,100 small-business owners surveyed, below are the top 10 most common ways in which small-business owners are exposed to business risks.
84 percent have a home office
64 percent use a personal vehicle for work purposes
53 percent spend time on client premises
50 percent keep sensitive/personal information on clients
37 percent have inventory/supplies
36 percent have work that is publicly associated with a client’s business or brand
29 percent own specialized equipment
22 percent have dedicated office space
20 percent have employees on payroll
7 percent operate commercial vehicles
Related: Organize Your Small Business Finances With These 7 Steps
For example, if you have a home office, it’s important to recognize that a typical homeowner’s policy contains many business-related exclusions and limitations, such as damage to business data or loss of income resulting from a shutdown of the business.
If you use a personal vehicle for work purposes, such as hauling tools and equipment, you won’t be covered by personal auto insurance. The insurance industry is catching up to many new types of jobs -- a growing number of insurers now offer ridesharing insurance to Uber and Lyft drivers.
Another example: Small businesses account for 71 percent of all cyber attacks, yet 42 percent of small-business owners admit they don’t know what cyber liability insurance is. Given the various small-business risks, it’s no surprise that less than half say they’re confident that they’re properly insured.
insurance quote ireland,insurance quotes florida,insurance quotes texas,insurance rates by car,insurance quotes online,insurance quote comparison,insurance rates,insurance comparison,insurance 24,insurance,insurance quotes cheap,insurance endorsement,insurance for new drivers,insurance companies,insurance leads,insurance yuma az,insurance estimator,insurance groups,insurance premium,insurance companies near me,insurance times,insurance land,insurance check,insurance for a month,insurance 360,insurance yakima,insurance lapse,insurance king,insurance history,insurance value chain,insurance 321,insurance price check,insurance lawyer,insurance 2 wheeler,insurance logo,insurance agent,insurance services office,insurance line,insurance 6 months,insurance zip code,insurance management,insurance sales,insurance adjuster,insurance in french,insurance calculator,insurance database,insurance one,insurance broker,insurance hire car,insurance usa,insurance post,insurance card,insurance risk,insurance deductible,insurance group 1 cars,insurance meaning,insurance types,insurance declaration page,insurance excess,insurance quote geico,insurance geico,insurance health card,insurance in germany,insurance on the spot,insurance zone,insurance 21,insurance news,insurance nation,insurance act,insurance underwriting process,insurance 2 go,insurance training,insurance services,insurance solutions,insurance marketplace,insurance insider,insurance nz,insurance number,insurance quote ontario,insurance noodle,insurance network,insurance specialist,insurance 50/50,insurance industry,insurance market,insurance nexus,insurance reimbursement,insurance 365,insurance journal,insurance 80/20,insurance zenith,insurance two wheeler,insurance 7702,insurance works,insurance 2018,insurance rider,insurance zipcar,insurance license,insurance sales jobs,insurance supermarket,insurance emporium,insurance as a service,insurance auto auction,insurance university,insurance 220 license,insurance verification,insurancewith,insurance product information document,insurance jobs manchester,insurance europe,insurance exam,insurance jobs near me,insurance jobs,insurance test,insurance winnipeg,insurance 99223,insurance 1st central,insurance 4 car hire review,insurance adjuster jobs,insurance underwriter salary,insurance 101,insurance hound,insurance jobs london,insurance in blackjack,insurance 4 car hire,assurance wireless,insurance 80/20 rule,insurance companies in japan,insurance ombudsman,insurance jobs in dubai,insurance 02,insurance 0800,insurance 10e,insurance 11e,insurance 125cc,insurance 3rd party bike,insurance 4 my caravan,insurance 4 sport,insurance 5,insurance 5 years,insurance 5000,insurance 6 points,insurance 7,insurance 77015,insurance 79936,insurance 7e,insurance 8e,insurance 8th street,insurance 9,insurance 90 day waiting period,insurance 94,insurance 9e,insurance act 2015,insurance age,insurance development forum,insurance factory,insurance for foreigners in japan,insurance green card,insurance hero,insurance history check,insurance hunter,insurance in france,insurance in japanese,insurance initiatives ltd,insurance institute of ireland,insurance ireland,insurance jobs ipswich,insurance jobs leeds,insurance kerala,insurance kereta,insurance malaysia,insurance meaning in urdu,insurance news net,insurance premium tax vat,insurance protector,insurance underwriters uk,insurance united against dementia,insurance validity,insurance x,insurance xchange,insurance xpress,insurance yaletown
The cost of small-business protection.
The cost of small-business insurance is less than you might think. This is the breakdown of cost for small-business owners who purchase business insurance:
More than half spend less than $1,000 annually
About a quarter spend between $1,000 and $2,000 annually
Just under a quarter spend more than $2,000 annually
Related: What to Look for on Profit and Loss Statements When Investing
Additionally, expense claims typically exceed $5,000 to $10,000, which makes the cost-to-benefit ratio attractive.
As insurance becomes increasingly accessible through online channels, we should expect to see more small-business owners take advantage of relevant insurance products. Perhaps the products themselves will be better designed for modern small businesses as well, including coverage specific to clients, projects and professions.
0 Comments