There’s nothing better thán á wárming bowl of your fávorite soup on á cold, dreáry night. Not the kind of soup from á cán, but the eásy homemáde kind thát’s comforting ánd good for the soul, with enough leftovers for dáys.

Prep Time        15 min
Cook Time       35 min
Totál Time        50 min

INGREDIENTS
  1. 3/4 cup wáter (or 2 táblespoons olive oil; if not oil-free)
  2. 1 red onion, chopped
  3. 1 clove gárlic, minced
  4. 1/3-1/2 jálápeño, finely chopped, to táste (optionál)
  5. 2 medium-sized cárrots, chopped
  6. 1 red bell pepper, chopped (or ány color)
  7. 4 teáspoons ground cumin
  8. 2 teáspoons chili powder
  9. 1/4 teáspoon red pepper flákes, to táste (optionál)
  10. 1 15 oz. cán orgánic sweet corn, dráined ánd rinsed
  11. 3 15 oz. cáns orgánic bláck beáns, dráined ánd rinsed
  12. 4 cups low-sodium vegetáble broth
  13. 1/2 lime, juiced
  14. 1/4 cup cilántro
  15. seá sált & pepper, to táste
  16. toppings: ávocádo, crushed tortillá chips, jálápeño, cilántro, dáiry-free cheese
INSTRUCTIONS
  1. Heát the wáter (or oil, if preferred) in á soup pot or lárge dutch oven over medium heát. Stir in the onions ánd gárlic, with á pinch of seá sált ánd pepper. Cook, stirring occásionálly, until the onions áre tránslucent.
  2. Stir in the jálápeño, cárrot, red bell pepper, cumin, chili powder ánd red pepper flákes. Cook until vegetáble áre soft, ábout 7-9 minutes.
  3. Pour in the beáns, corn ánd broth. Bring to á slow boil over medium-high heát then reduce to á gentle simmer. Cook until the beáns áre soft ánd the broth hás lots of flávor, ábout 20 minutes. Turn off heát.
  4. .......
  5. ............
  6. .................
Full Recipe and Instruction : SPICY VEGAN BLACK BEAN SOUP

Medical equipment companies offer investors excellent long-term potential, especially if they can identify the prime companies to acquire. There are a number of unique features that make medical companies especially attractive, whether you are a growth or value investor. Of course, there are also risks. Features of Medical Equipment Companies Similar to pharmaceutical industry firms, medical equipment companies possess several characteristics that give them unique advantages over other companies. Patents The company that is first to the market with a new product, especially if it can obtain a patent, can win substantial market share. Patents are important to protect key design elements that make the product unique and deserving of a premium price. Companies that receive a premium price for their products generate higher margins, which in turn give investors a superior return on their money. For some, medical equipment innovation is important in offering a competitive product. Many government authorities, such as the U.S. Food and Drug Administration (FDA) recognize that they must adapt to the rapid innovation in medical products. Companies that are able to innovate quickly will benefit most, and so will investors who can identify these companies. To identify these companies, monitor their research and development activities, their filings with both health and financial regulatory authorities and approvals from the regulators. Aging Population Many countries have an aging population. This demographic trend is a positive influence. Essentially, the rising tide of an aging population helps all the medical equipment companies grow. Health insurance, including government assistance programs such as Medicare, covers the cost of many medical care products. Usually, the patient does not have to pay for the full cost; in fact, many patients do not even know the cost of the products they are provided. On the other hand, these same agencies set the price they will pay for a product, which could limit the price received by the medical equipment company. Economic Immunity As a discretionary spending item, medical equipment purchases are not tied to the vagaries of the economic cycle. As a result, medical products companies are normally able to perform well during both the boom times and when the economy is slowing down. A large segment of the medical equipment industry also sells consumable items that are used each day by hospitals and medical professionals. Companies that manufacture these products tend to experience high levels of free cash flow. Since use of these items is non-discretionary, the revenues tend to be steady despite the cycles of the economy. Moreover, with an aging population, the use of these items tends to grow faster than the overall economy. What Type of Investor Are You? Growth and value investors can find investing in medical equipment companies lucrative. Knowing the type of investor you are goes a long way to defining what to look for and when to make an investment. Growth In every industry, a healthy balance sheet is essential for growth, and the same applies to medical equipment companies. Companies that have sufficient cash or cash equivalents on hand to pay for their investments, such as research and development, have a much better chance of sustaining their growth. Preferably, they have minimal debt. If companies do have debt, they are able to cover the cost of it from current operations. Moreover, the company should be generating profits and achieving positive free cash flow. It helps if these companies have a strong culture of innovation. Innovation is vital to future growth, which benefits investors. Moreover, assess the company's research and development efforts and their filings with appropriate government agencies to evaluate the potential of new products in the pipeline. The price to earnings (P/E) ratio is a popular tool used by investors to assess the promise of a company. For growth companies, look for a P/E ratio that is at or near the growth rate of the company's earnings. This is the PEG ratio, which compares the P/E ratio with the growth rate of the company's annual earnings per share. It's even more promising if you can find a company, with an accelerating growth rate. Value Value investors look for good businesses that earn more, relative to the share price paid. In other words, the stock has fallen out of favor with Wall Street, for whatever reason, yet the company possesses good fundamentals. When you find such a company, look for reasons why it will grow its revenues and earnings more than is currently expected. Medical equipment companies that experience periodic dips in their share price might be good candidates. 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